Tools
After-tax return
Compare net return by income type: interest, eligible or non-eligible dividend, capital gain.
Prepared by Groupe Conseil Sabin Painchaud
Prepared on September 21, 2026
Your parameters
Your parameters
Combined marginal tax rates
3.67 %
Capital gain
2.33 %
Interest
1.33 %
Gap between the two
Interest2.33 %
Eligible dividend2.99 %
Non-eligible dividend2.56 %
Capital gain3.67 %
“This comparison is provided for informational purposes only. The default marginal rates are illustrative (top tax bracket) for the selected province and vary by taxable income and tax year. Adjust them to your actual situation or consult your advisor. This result does not constitute tax advice.”
Calculation assumptions
- Default values based on the 2026 combined (federal + provincial) top tax bracket rates — to be revised at each annual tax update.
- The net return is the annual pre-tax return entered, reduced by the combined marginal tax rate for the income type — the result is expressed in percentage points and does not depend on the amount invested.
- Each combined marginal tax rate (federal + provincial) is provided by the user; default values are illustrative, for the top tax bracket of the selected province.
- No dividend gross-up or tax credit is recalculated separately: the marginal rate entered for each income type is assumed to already reflect these mechanisms.
- This result does not constitute a security recommendation or personalized tax advice.
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