Families
A family plan, built for more than one generation.
Every family has its own dynamics: children’s education, buying a home, supporting a loved one, passing wealth between generations. Our role is to build a plan that accounts for all of these realities.
We support families at every stage, coordinating savings, protection and the transfer of family wealth.
How we work
Education savings
Optimizing the RESP and government grants for your children.
Family protection
Insurance and planning to secure your family’s standard of living.
Home purchase
Structuring financing for a family home or cottage.
Intergenerational transfer
Preparing the dialogue and transfer of family wealth across generations.
Your questions, answered.
The RESP unlocks government grants (CESG, Quebec incentive) on top of tax-sheltered growth. We structure contributions to maximize these grants.
Yes. Wills and the beneficiaries of insurance and registered plans often need to be revisited to reflect a blended family’s reality and avoid future friction.
An RDSP and a tailored testamentary trust can secure long-term income without jeopardizing access to government programs. We coordinate this planning with your legal advisors.
Next step
Let’s build a strategy worthy of your ambitions.
A first confidential meeting, with no obligation, to explore how our team can serve your interests.