Portfolio management
A management discipline serving your goals.
Groupe Conseil Sabin Painchaud, a private wealth management team of National Bank Financial based in Quebec, offers discretionary portfolio management for affluent families, professionals and holding companies. Its licensed portfolio managers execute investment decisions within a written investment policy, for wealth starting at $250,000.
Our portfolio management rests on one conviction: lasting performance is the fruit of a rigorous process, not of one-off bets. Every portfolio is built around your goals, your time horizon and your risk tolerance.
As portfolio managers, we assume discretionary responsibility for investment decisions — letting you delegate day-to-day management while keeping complete visibility.
How we work
Strategic allocation
An asset mix set according to your goals and reviewed with discipline.
Discretionary management
Decisions executed promptly, within a written investment policy.
Risk management
Diversification, quality and volatility control at the heart of every decision.
Cost transparency
A clear fee structure, without surprises, aligned with your interests.
Case study
Consolidating and simplifying scattered wealth
- Context
- A family held accounts spread across several institutions, with no overall view or shared strategy.
- Our role
- We consolidated the assets, set a written investment policy and put in place discretionary management aligned with their transfer goals.
- Outcome
- Lower fees, optimized taxation and, above all, renewed peace of mind.
Illustrative example. Every situation is unique and receives a personalized analysis.
Your questions, answered.
It is a mandate through which you entrust us with executing investment decisions, within an investment policy agreed together. You stay informed at all times, without having to approve every transaction.
We primarily work with wealth of $250,000 or more. We assess each situation on a case-by-case basis during a first meeting, with no obligation.
Our fees are generally set as a percentage of assets under management, which aligns our interests with the growth of your wealth. The exact structure is presented to you with full transparency.
Yes. Even under discretionary management, you receive detailed statements, online access to your portfolio and regular review meetings. The written investment policy, agreed together, governs every decision made on your behalf.
Performance is measured net of fees and compared to benchmarks relevant to your asset mix, over multi-year horizons. The goal is to reach your financial targets, not to outperform in the short term.
Calculators related to this service.
Next step
Let’s build a strategy worthy of your ambitions.
A first confidential meeting, with no obligation, to explore how our team can serve your interests.