Estate planning
Passing on your wealth according to your wishes.
The estate planning service of Groupe Conseil Sabin Painchaud, a private wealth management team of National Bank Financial in Quebec, structures an orderly, tax-efficient transfer of wealth, coordinated with the family’s notary and tax specialists. It covers estate freezes, will planning and insurance for liquidity at death.
Passing on wealth is a deeply personal act. Our role is to ensure it unfolds according to your wishes, minimizing tax friction and family tension.
We coordinate notaries, tax specialists and family members to put in place a clear and durable strategy.
How we work
Will planning
In coordination with your notary and your wishes.
Estate freeze
Crystallize today’s value and pass on future growth.
Insurance and liquidity
Ensure the necessary liquidity at the right moment.
Intergenerational dialogue
Prepare the next generation to receive.
Your questions, answered.
It is a strategy that fixes the current value of your wealth for tax purposes, allowing future growth to be passed on to the next generation in a tax-advantaged way.
No. We work with your notary and legal advisors to ensure your plan is carried out faithfully and efficiently.
As soon as you hold significant wealth, a business or dependants — often well before retirement. Early planning leaves time to put in place strategies such as an estate freeze or insurance.
In Canada, death triggers a deemed disposition of assets at fair market value. An estate freeze, life insurance, planned giving and trusts can reduce this bill and provide the necessary liquidity. We coordinate these strategies with your notary and tax specialists.
Calculators related to this service.
Next step
Let’s build a strategy worthy of your ambitions.
A first confidential meeting, with no obligation, to explore how our team can serve your interests.