Insurance and annuities
Protecting your family, your business and your plan.
The insurance and annuities service of Groupe Conseil Sabin Painchaud, a private wealth management team of National Bank Financial in Quebec, integrates life, disability and critical illness insurance, and annuities, into the client’s overall wealth strategy. Insurance products are offered through duly licensed insurance professionals within the firm.
Insurance and annuities are not standalone products: they are protection and planning tools, integrated into your financial plan and tax strategy.
We analyze your protection needs — family, business, income — and coordinate the implementation of the right solutions with our firm’s insurance professionals.
How we work
Income protection
Life and disability insurance to secure your family and your income.
Business protection
Insurance on partners’ lives, shareholder agreements, business continuity.
Advanced tax strategies
Universal life insurance and annuities as tax-sheltered growth vehicles.
Guaranteed income
Life or term-certain annuities for predictable retirement income.
Your questions, answered.
The need depends on your income, your debts, your dependants and your estate goals. We assess your situation as part of your financial plan before recommending a solution.
Yes. Universal life insurance allows for tax-sheltered growth and can play a role in an estate freeze or death-benefit liquidity strategy. We coordinate this dimension with your tax specialists.
Insurance products are offered through our firm’s duly licensed insurance professionals, as a complement to your wealth management plan.
No. Insurance products, including segregated funds and annuities, are not covered by the Canadian Investor Protection Fund (CIPF). They benefit from separate protection offered by Assuris, specific to the insurance industry.
Next step
Let’s build a strategy worthy of your ambitions.
A first confidential meeting, with no obligation, to explore how our team can serve your interests.